Live on Solana devnet

Your income
invests itself.

Set a rate once on the wallet you already get paid to. A slice of every USDC that lands becomes S&P 500 in the same wallet, seconds later, with a receipt anyone can open.

Turn on the rule Pay someone in stock

Payers never open Scrip. Pausing is a token-program revoke that Scrip cannot prevent. Ten percent by default; one signature to start.

The floor

There is no opening bell.

NYSEclosed, opens in 54 hScripopen

Arrivals while Wall Street slept

0 of 12 settled outside the NYSE session

Keep-rate at 7 days

—

the first receipt matures in 7 days · method

Keep-rate at 30 days

—

measured on chain, by anyone

Keepers

8 sweeps, 3 vests, last 2 days ago, 18 registers watched now · run one

Receipts

$102.13 became stock · 18 rules on · 11 organisations · the ledger

the tape14 most recent, newest first

Corporate actions, on stagehow the register handles them

SPYx×1.005715dividends reinvested through the multiplier; every register is already right · last change 18 Jun 2026

QQQx×1.002725dividends reinvested through the multiplier; every register is already right · last change 21 Jun 2026

The S&P 500 is closed. Solana is open.

07:16:25 UTCNYSE closed, reopens Mon 09:30 ETSolana never closes

SPYxSP500 xStock

$761.16-0.40% today

SPY on the exchange: $761.69 (tracker 0.07% below)
Traded in 24 hours: $38.13M
Liquidity on Jupiter: $5.83M
Wallets holding it: 71,760
Dividends reinvested: ×1.0057

QQQxNasdaq xStock

$721.05+0.05% today

QQQ on the exchange: $722.05 (tracker 0.14% below)
Traded in 24 hours: $12.14M
Liquidity on Jupiter: $1.89M
Wallets holding it: 37,675
Dividends reinvested: ×1.0027

GOLDOro Gold

$4,336.42+0.09% today

Traded in 24 hours: $447K
Liquidity on Jupiter: $447K
Wallets holding it: 11,114

Prices from Jupiter, read just now, for display; a sweep settles against Pyth on chain. Trackers issued by Backed; the GOLD row is Oro. What each issuer can do.

Every line is a receipt account anyone can open. Rates, keep-rate and the multiplier are read from the chain; prices from Jupiter, for display. 0% of arrivals settled while the exchange was shut.

What happens when money lands

A payment arrives. A rule runs. A receipt prints.

01A payer sends USDC to a normal address
02The balance rises above the watermark; a keeper notices
03begin_sweep — the program computes the slice from on-chain state
04The route — Jupiter, as a top-level instruction the program watches
05finish_sweep — the fill is checked against Pyth, or everything reverts
06The receipt is written; the rest of the money never moved

The last sweep, replayed from its receipt.Open the receipt

You’re already getting paid. Investing shouldn’t take another decision.

What a stock could never do before

Seven things a brokerage share never did, each one on the floor today.

01It can be paidA stock arrives as a payment: pay a person or a whole team in the S&P 500, to their own wallet, with no brokerage account on either side.The latest payment in stock 02It obeys a rule on an addressA standing instruction on the account money already lands in. Ten percent by default; a signature to start; a revoke to stop.The latest sweep 03It remembers why it arrivedEvery receipt carries the reason, from whom, at which price, and whether it is still held at 7 and 30 days.“retention: a year of keeping”04It vests, from anyone to anyoneA grant is stock bought now that releases on a schedule: the retention instrument public companies use, in any listed company, from any organisation.The latest grant 05It arrives at 3am on a Sunday0% of arrivals here settled while the NYSE was shut. Solana does not close.The clock on the floor 06It lands in an empty walletA first share can be given to an address that has never held anything, and claimed with the fee paid.The latest first share 07It proves it was keptKeep-rate is measured on chain at 7 and 30 days from raw units, by anyone. It cannot be faked.The ledger

The evidence

A rule on income is the only version that has ever worked at scale.

401(k) participation among new hires, after automatic enrollmentMadrian & Shea, 2001

before37%

after86%

Saving rate when contribution increases were tied to pay raises, over forty monthsThaler & Benartzi, 2004

before3.5%

after13.6%

Every consumer version since needs a US bank and a US brokerage. On Solana the wallet is the paycheck account for everyone paid in stablecoins, and nobody had put a rule on it.

Before you ask

The things a savings product should say first.

Not our custody

Your USDC and your stock sit in token accounts you own. Scrip holds a rule and writes receipts; it never holds an asset across a slot.

The issuer can move these tokens

xStocks are tracker certificates issued by Backed, with a permanent delegate and a pause authority. Self-custody here means not our custody. Not offered to US persons.

Dividends are reinvested, not paid

They arrive as a mint-level multiplier that rebases balances. Scrip never shows an expected income.

Net, not gross

The rule sees the net increase of your USDC account since the last sweep. Money spent before a keeper acts is not taxed.

Savings-grade, not stable

Equities fall as well as rise. Scrip competes for the position that sits idle, never for your cash.

The public record

Everything that has settled, and how much of it is still held.

Receipts

Converted

$102.13

Wallets with the rule on

Keep-rate at 7 days

No receipt is 7 days old yet. This figure appears once one is.

Settled on SolanaScrip

$100 landed

10% became

9.8365stand-in

16 Sep 2026, 14:08 UTC

in @tu46eio8’s wallet

Settled on SolanaScrip

$200 landed

10% became

0.2043stand-in

16 Sep 2026, 14:08 UTC

in @tu46eio8’s wallet

Settled on SolanaScrip

$50 paid for “retention: a year of keeping”

Granted, vesting

0.0500stand-in

16 Sep 2026, 14:07 UTC

Open the ledger. Every stub is an account anyone can read, anchored to a transaction that already happened.

Set a rate once. Then get paid.

Turn on the rule Pay someone in stock

$1,180 sits at @scrip right now, watched. Ten percent by default. Pausing is a revoke. Every receipt is an account anyone can open.